Last Ned Pokemon Pure Silver

home to a young emancipated

A buddy, Alonso, asked me a while to cast him a hand with economic issues in its newly opened blog called "study of emancipation "( http://estudiodelaemancipacion.blogspot.com/ ). Sergio is a young man just as independent and intrepid journalist wants to give a different tone to this new step.

The guidelines were clear, it is that everybody understands what we want to explain. My first speech, the EURIBOR.
to comment on the news was:

"mortgages will go up little by little each month from August "

http://www.elmundo.es/elmundo/2010/08/23/suvivienda/1282549383.html?a=243a318e9f6047015fd2deac5cf071b9&t=1287217175

turning point for mortgages. The Euribor one year, the majority referred mortgage in Spain is expected to close in August around 1.42%, nine hundredths above the level of August 2009 (1.334%). Be the first time since November 2008 when they signed a credit of twelve months ago will have to pay more-six euros more this time, after the bank run the review. For those with the indicator break the downward path of the last 21 months and raise the mortgages for the first time since November 2008.

And from now on, my speech:

We did not leave the crisis, unemployment still clings to Spain by the collar families and companies can not take off without the use of them.

Until recently we had forgotten the big problem which led to the English mortgage the arrival of all these dismissals as appropriate when each month you 'crack' a bill of 850 euros. Once the recession spread to Europe fell acclaimed Euribor, fell and fell over, and with it, the mortgages were cheaper to do away with all those bad words in the news (variable interest rate, subprime mortgages, spreads, reviews ...). What happens now? because all my neighbors are escaping from the crisis while we still stagnant and no signs of green shoots except in the gardens of the Moncloa. Oh friend, the shadow hanging over Euribor Iberian Peninsula.

happens that when we sign a mortgage, pledge to pay time the entire amount of the floor to buy, plus some interest that the bank sticks kindly and without fail every first of the month. Well, most times the bank will charge us an interest which is calculated by adding a percentage or Euribor spread that we should negotiate with them.

So that we understand all the Euribor is the interest rate that banks charge each other when they lend money to each other and who decides when to raise or lower a man's with a lot of money and knows a lot about this. Therefore, our buddies from the branch we have to go up a little this interest rate.

If my very best friend left me 10 euros to change back 11 within a month, then hooked the 10 euros, they are less ready to my best friend in exchange for me back 12 within a month. Equilicuá! We have a euro more than thirty days.

Multiply that by tens of thousands of mortgage and we are the recent multi-million sponsorship to F1 Santander and BBVA with the NBA, for example.

Back to the shade. I said that different countries in the euro area are slowly improving, which means that the lords of the Central Bank will begin to gradually raise interest rates to keep rising prices and other speculative bubbles appear. The process by which this might occur is a long story, but the fact is that every month the mortgage is more expensive to us a few euros. This is not a concern for these countries slight increase, but ask the English stopped if you agree with a letter that continues to increase with each revision.

recently emancipated youth mortgaged the world! The shackles that I will just put you to squeeze more and more, but do not worry much that the bank will interesáis alive. Seriously, holding regular monthly income should not be a problem more expensive as small point, but not too distant future, be sure to specify to your bank a roof from which rise no more our tireless fellow sufferer The Euribor.